Make Sure You’re Covered
Whether it’s the antique china set you inherited from dear old Aunt Betty or your expensive diamond wedding ring, certain items may exceed the limits of your homeowners insurance policy. Adding endorsements to your policy could help ensure that these and other valuables are covered if they are stolen or damaged.
There is a variety of items that can be covered by endorsements, so be sure to talk to your insurance agent to see whether any would make sense for you. Although your unique valuables may not be able to be replaced with identical items, endorsements give you peace of mind that you will at least be compensated for their loss.
Endorsements can add extra protection for the types of items listed below. However, check with your insurance agent to see which endorsements are offered in your area, since availability varies state by state.
- Jewelry
- Comic books and trading cards
- Furs and garments trimmed with fur
- Cameras, projection machines, films, and related articles or equipment
- Musical Instruments and related articles of equipment
- Postage stamps
- Bicycles
- Medical devices
- Silverware, silver-plated ware, gold ware, gold-plated ware and pewter ware
- Golf clubs, golf clothing and golf equipment
- Fine arts
- Rare and current coins
- Firearms
To learn more about endorsements, or to find out more about auto, homeowners, condo, or renters insurance, contact your AAA Insurance Agent at 1-800-222-1469, visit AAA.com/Insurance, or stop by your local AAA office.
